There’s a person out there who will pay your mortgage for you

So you’ve decided that you want to buy a home, but that monthly payment just looks outrageous. Rightfully so, California’s home prices are among the highest in the country. Wouldn’t it be great if someone paid that mortgage for you? That’s a realistic thought if you consider buying a multi-family home. Multifamily homes come in […]

Big Changes Coming to CalHFA Loans in 2019

CalHFA down payment assistance loans have some big changes coming in 2019. No Non-Occupant Co-Signers on FHA and VA Loans Starting February 1, 2019, CalHFA will no longer allow co-signers who will not be living at the property being financed when using FHA or VA Loans. Elimination of Re-subordination Process A CalHFA down payment assistance […]

Why Looking at Foreclosures on Zillow is a Waste of Time

“I’ll find a foreclosure so I can get a smokin’ hot deal!” I’m sure the thought has crossed your mind a time or two when you’re looking to purchase a house. Sorry to break it to you… but you’re wasting your time. These homes are NOT for sale. People may even still be living in […]

How to Dispute Inaccurate Information on Your Credit Report

When there is an inaccurate item on your credit report, it’s your job as the consumer to provide proof of inaccuracy. You can send the credit bureaus a “Dispute Letter” to have them remove the inaccurate information. With the dispute letter, you should include a copy of your credit report with the item in question […]