Latest Articles

What you should know about PACE and HERO Loans

If you are a homeowner in California you have probably heard of PACE/HERO loans. They are widely solicited by companies such as Ygrene and Renew Financial (previously CaliforniaFIRST) to install energy-efficient improvements on residential homes. As appealing as they may sound, these loans come at a steep cost. Let’s take a moment and understand the […]

CalHFA Interest Rates

The California Housing Finance Agency (CalHFA) offers a great option for homebuyers who may need some help with a down payment. One thing that really sets CalHFA apart from other programs is the availability of their interest rates. It’s easy to check them on their website – https://www.calhfa.ca.gov/apps/rates/ You’ll find a few options when you […]

Interest Rates are at 2.5 Year Lows

Interest rates are low and inventory is high. It’s the perfect storm for a home buyer. Interest Rates Interest rates have hit 2.5-year lows and home buyers and home owners are taking advantage of it.  May’s Existing Home Sales Report shows an increase of 2.5% which blew away the projected 1.3% and according to the […]

Mortgage Insurance – Who needs it?

20% is a number that often comes to mind when we’re talking about down payments on a home. However, most loan types are available with less than 20% down. These loans typically require a borrower to pay Mortgage Insurance. IN THIS ARTICLE: What is mortgage insurance? What are the different types of mortgage insurance? Who […]

5 Tips to Pick the Right Real Estate Agent

Picking the right real estate agent can save you a lot of headache in the home buying process. Here are five tips to make sure that you pick the right one for you. They’re experienced Though it may sound redundant making sure you’ve got someone that knows what they’re doing is probably the most important […]