Latest Articles

CalHFA Interest Rates

The California Housing Finance Agency (CalHFA) offers a great option for homebuyers who may need some help with a down payment. One thing that really sets CalHFA apart from other programs is the availability of their interest rates. It’s easy to check them on their website – You’ll find a few options when you […]

Interest Rates are at 2.5 Year Lows

Interest rates are low and inventory is high. It’s the perfect storm for a home buyer. Interest Rates Interest rates have hit 2.5-year lows and home buyers and home owners are taking advantage of it.  May’s Existing Home Sales Report shows an increase of 2.5% which blew away the projected 1.3% and according to the […]

Mortgage Insurance – Who needs it?

20% is a number that often comes to mind when we’re talking about down payments on a home. However, most loan types are available with less than 20% down. These loans typically require a borrower to pay Mortgage Insurance. IN THIS ARTICLE: What is mortgage insurance? What are the different types of mortgage insurance? Who […]