Latest Articles

Credit scores Credit Karma vs FICO

Credit Karma is the most widely used credit monitoring website. It’s a great resource for keeping an eye on your credit. But… Did you know that the credit scores you see on Credit Karma aren’t the same ones a lender uses? Lenders use the FICO scores and Credit Karma uses the Vantage score model. So… […]

Exemptions for Disabled Veterans

Disabled veterans have a couple exemptions that really help with the cost of their homes. Funding Fee Exemption Veterans and active duty buyers who receive compensation for a service-connected disability, or are rated eligible to receive disability compensation as a result of a pre-discharge exam, are exempt from paying the funding fee. Military members who […]

Relocating to Sacramento

Rising home prices and rents have Bay Area residents searching for lower cost housing. Most of them are making their way to Sacramento for its refreshing home prices, which in turns leads to living in better neighborhoods and a better quality of life. These are the top 5 neighborhoods Bay Area residents are choosing. Midtown […]

VA Loan Myths

Unfortunately there’s some bad information out there when it comes to VA loans. I wanted to point out the some of the most common misconceptions and shed some light on them. “It can’t be used more than once” Your VA loan entitlement can be used over and over again. In most cases you will need […]