How Long is the Waiting Period After Bankruptcy

Bankruptcies happen. I had one myself back in the market crash of 2008. You can still get a home loan if you’ve had one. There is a waiting period that you will need to go through before you’re eligible again. Government Programs – FHA, VA, USDA For chapter 7 bankruptcies, the wait time is two […]

How to Obtain Your Certificate of Eligibility

Veterans looking to use their VA loan will need to have their certificate of eligibility to start a va loan. This post will tell you what it is and how to get it. What is a Certificate of Eligibility (COE)? A COE is a document issues by the VA to prove that a veteran or […]

Relocating to Sacramento

Rising home prices and rents have Bay Area residents searching for lower cost housing. Most of them are making their way to Sacramento for its refreshing home prices, which in turns leads to living in better neighborhoods and a better quality of life. These are the top 5 neighborhoods Bay Area residents are choosing. Midtown […]

VA Loan Myths

Unfortunately there’s some bad information out there when it comes to VA loans. I wanted to point out the some of the most common misconceptions and shed some light on them. “It can’t be used more than once” Your VA loan entitlement can be used over and over again. In most cases you will need […]